MVAIC Claims-Uninsured Drivers
MVAIC Claims
The Motor Vehicle collision Indemnification Corporation (MVAIC) was created to pay benefits to automobile crash victims, pedestrians, or cyclists who were injured by an uninsured vehicle. MVIAC provides both no-fault benefits up to $50,000.00, as well as the available coverage for up to $25,000.00 per person injured in a crash.
Filing a claim through MVAIC is a method to make a recovery if you are involved in a crash and neither you, nor anyone in your household owned a vehicle at the time. MVAIC also applies if coverage is denied or disclaimed, the collision was a hit and run, it involved a stolen vehicle, or the owner did not give driver permission to use the car (denial of permissive use).
The requirements for MVAIC benefits are:
- You were involved in a motor vehicle crash in New York.
- You were a resident of New York when the crash occurred. Under special circumstances, residents of other states may be eligible for MVAIC benefits. If you were not a resident of New York when the collision occurred, and you have questions pertaining to eligibility, please contact MVAIC by phone at (646)205-7800, or via email at HelpDesk@mvaic.com.
- You have no other automobile insurance available to you. If you or any of your household relatives own an insured motor vehicle, you will be required to file a claim with that insurance company to see if you are covered under that policy for benefits.
- You were NOT the owner of the uninsured vehicle that was involved in the crash.
- You were NOT the spouse of the owner of the uninsured vehicle, or a passenger in that uninsured vehicle.
- Additionally, there are time frame requirements that must be adhered to. If these timeframes are not met, your eligibility could be affected...
- The motor vehicle collision must be reported to the Police (Peace Officer) within 24 hours of the accident occurring.
- A Notice of Intention (NOI) is submitted to MVAIC within 90 days of the collision, if the accident was with a Hit & Run or unidentified motor vehicle.
- A Notice of Intention (NOI) is submitted to MVAIC within 180 days of the collision, if the accident was with an identified motor vehicle.
The requirements above are set forth in Article 52 of the New York Insurance Law:
It is imperative that you Report the collision within 24 hours, or as soon as reasonably possible, or you may not be able to make an MVIAC claim, especially if it is a "hit and run" accident.
If you need to make a MVAIC claim, we would highly suggest contacting a lawyer, as the rules involved in the claims process are highly technical and you need court approval to start a lawsuit against MVIAC.
-
"Went above and beyond to get a favorable settlement"Dan and his team were quick to respond after my bike accident and went above and beyond to get a favorable settlement.- Jared
-
"Daniel and his team made what was a stressful situation much less overwhelming"After being hit on my bike, Daniel and his team made what was a stressful situation much less overwhelming. Daniel himself explained everything thoroughly and I felt supported throughout the whole process with followup from his team. Super grateful to have found Daniel and wouldn't hesitate to recommend him.- Cody
-
"Phenomenal Team!"The team here is nothing short of phenomenal. I reached out about my case on a Sunday afternoon from the hospital and we spoke before the evening was over. Since then, they have been happy to answer any question I have, and walked me through the entire process from handling my no-fault insurance to ultimately getting a settlement offer.
To any cyclist in search of a lawyer who understands the challenges of biking in this city, look no further than Daniel and his team.- Conor -
"I am grateful to her and her firm for their expertise and diligence."Almost 4 years ago I was struck by a delivery truck while on my bike and suffered a shattered wrist. Cathy Flanzig guided me through the process of bringing a suit against the company that owned the truck and the driver. Ms. Flanzig was professional and compassionate and realistic throughout the whole process. I am grateful to her and her firm for their expertise and diligence.- Kathe D.
-
"Combination of legal expertise with a compassionate approach"If you are in search of a lawyer who combines legal expertise with a compassionate approach to client care, look no further than Daniel Flanzig and his team at Flanzig and Flanzig. From start to finish, Daniel not only holds an impressive depth of legal knowledge, especially in bicycle laws, but also a remarkable commitment to achieving the best possible outcome for me. Daniel took the time to thoroughly understand the nuances of my case, patiently listened to my concerns, and provided clear, concise explanations of the legal strategies available. This level of transparency and communication instilled a sense of confidence and reassurance during what was initially a daunting process. I highly recommend him for anyone seeking top-tier legal representation.- Runa R.
-
"Supported me since DAY ONE of my 2.5 year journey!"Daniel Flanzig was with me on DAY ONE of my 2.5 year journey through the fractured legal system following a serious bicycle accident which left me with two broken wrists. The thirteen day hospital stay included surgeries on both, titanium plates implanted on both, and a severe challenge to my mental health and way of life. Unfortunately, I needed two
more surgeries on the significantly more damaged right wrist. Dan navigated me through the strained New York City Medical System, still struggling in late 2021 from the wrath of COVID. When the lawsuit needed to be moved to New Jersey, Dan seamlessly transferred the case to Joseph G. Hughes. Both men proved to be upstanding attorneys and outstanding human beings, emotionally invested in my traumatic, drawn-out experience, and committed to reaching the settlement deserved. After matters were resolved by Mr. Hughes, I received a call from Dan, closing this chapter of our time together, but cementing a lifelong connection filled with the utmost respect and gratitude.- Marty Keiser -
"Helped me through a difficult time with great results!"I recently suffered a grievous injury being struck by a drunk driver while cycling, when dealing with short-term disability, hospital bills, and all manner of associated paperwork I received care and support from the lawyers at Flanzig & Flanzig. Can't recommend their services enough, they really helped me through a difficult time with great results!- Brandon W.
-
"Ever since my accident, they paid close attention to my needs & welcomed any questions."Exceptional lawyers with great client services. Ever since my accident they paid close attention to my needs and welcomed any questions. Any issue I had was met with a prompt response via phone or email. They made the process easy and produced results. I would definitely return if I ever needed their services again.- Efren V.
Why Choose Flanzig & Flanzig, LLP?
-
Leaders in the Safe Streets Movement
-
Committed Advocates for New York Cyclists
-
Top-Rated New York Attorneys
-
Dedicated to Helping Cyclists
-
Free Consultations
