MVAIC Claims
The Motor Vehicle collision Indemnification Corporation (MVAIC) was created to pay benefits to automobile crash victims, pedestrians, or cyclists who were injured by an uninsured vehicle. MVIAC provides both no-fault benefits up to $50,000.00, as well as the available coverage for up to $25,000.00 per person injured in a crash.
Filing a claim through MVAIC is a method to make a recovery if you are involved in a crash and neither you, nor anyone in your household owned a vehicle at the time. MVAIC also applies if coverage is denied or disclaimed, the collision was a hit and run, it involved a stolen vehicle, or the owner did not give driver permission to use the car (denial of permissive use).
The requirements for MVAIC benefits are:
- You were involved in a motor vehicle crash in New York.
- You were a resident of New York when the crash occurred. Under special circumstances, residents of other states may be eligible for MVAIC benefits. If you were not a resident of New York when the collision occurred, and you have questions pertaining to eligibility, please contact MVAIC by phone at (646)205-7800, or via email at HelpDesk@mvaic.com.
- You have no other automobile insurance available to you. If you or any of your household relatives own an insured motor vehicle, you will be required to file a claim with that insurance company to see if you are covered under that policy for benefits.
- You were NOT the owner of the uninsured vehicle that was involved in the crash.
- You were NOT the spouse of the owner of the uninsured vehicle, or a passenger in that uninsured vehicle.
- Additionally, there are time frame requirements that must be adhered to. If these timeframes are not met, your eligibility could be affected...
- The motor vehicle collision must be reported to the Police (Peace Officer) within 24 hours of the accident occurring.
- A Notice of Intention (NOI) is submitted to MVAIC within 90 days of the collision, if the accident was with a Hit & Run or unidentified motor vehicle.
- A Notice of Intention (NOI) is submitted to MVAIC within 180 days of the collision, if the accident was with an identified motor vehicle.
The requirements above are set forth in Article 52 of the New York Insurance Law:
It is imperative that you Report the collision within 24 hours, or as soon as reasonably possible, or you may not be able to make an MVIAC claim, especially if it is a "hit and run" accident.
If you need to make a MVAIC claim, we would highly suggest contacting a lawyer, as the rules involved in the claims process are highly technical and you need court approval to start a lawsuit against MVIAC.
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"Total experts."Flanzig & Flanzig is THE law firm that can help you when you were involved in a bicycle crash. Total experts.- Wan P.
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"They made it feel easy and effortless."The staff is all very responsive and kind and I feel very grateful I was in their hands throughout. From the accident to the end of the case, I was relieved to be working with someone with such experience and expertise in this field that they made it feel- Zach H.
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"You changed my life."I want to sincerely thank Flanzig & Flanzig, LLP, for everything they’ve done for me. My case was incredibly unique, and after being turned away or dismissed by other firms, this was the only team willing to truly fight for me.- Ebony P.
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"Daniel and his team are incredible professionals and very knowledgeable."Daniel and his team are incredible professionals and very knowledgeable about NYC/New York State bike law. Daniel was incredibly responsive and attentive during my multi-year incident. I was impressed with his knowledge about the NYC/New York State court system, as well as his relationships. He seems to know everyone in the field and is incredibly well respected. The process ended successfully, largely due to Daniel's expertise. I highly recommend his services.- Pavan R.
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"Dan and the team at Flanzig & Flanzig are exceptional."Dan and the team at Flanzig & Flanzig are exceptional. From the day of my incident to the final settlement, Dan and the entire Flanzig & Flanzig team were attentive and communicated all steps clearly. The process is not easy or fast (although mine seemed to progress quicker than others), and it was comforting to know I could focus on recovery while the Flanzig & Flanzig team took care of all the paperwork, court sessions, and negotiated a great outcome. Thank you, Dan and Team!!!- Bouker P.
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"I highly recommend working with them."Daniel Flanzig and his team have been a pleasure to work with. I experienced an unfortunate bike accident over the summer and Daniel and Shirley were nothing short of compassionate, clear, and organized while guiding me through the no-fault process. They have been incredibly responsive and easy to reach, no matter the question(s). I highly recommend working with them.- Alix M.
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"Flanzig & Flanzig should be your first call"If you’re a cyclist seeking justice after an accident, Daniel Flanzig and his team at Flanzig & Flanzig should be your first call.
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"Persistent and Professional"
I highly recommend Cathy if you’re looking for a lawyer who is persistent, professional, and truly cares about her clients. I was hit by a taxi cab while riding my bike, and the process to get a settlement took much longer than expected due to COV
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